Looking ahead to the new year, Kristin Lovejoy of IBM says information security organizations face a host of global compliance issues - and the complexity of this challenge may be the biggest task of 2011.
Shuttering of smaller institutions leaves a financial void for certain segments of the population -- a golden opportunity for innovative institutions dedicated to growing their businesses and services.
"What's interesting is that the criminals are now using cryptographic technology to protect the card information they steal, and that's posing challenges for detection and law enforcement," says Jeremy King of the PCI Security Standards Council.
"As more channels connect to ACH, it will become the preferred route for banks to process transactions," says Steve Kenneally of the American Bankers Association.
Understanding the contact versus contactless variables for an implementation of EMV in U.S. is the first step, says Smart Card Alliance's executive director.
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