"I am hoping for some turn around, but overhang in troubled real estate, unemployment and debt levels are negatives," says Christie Sciacca, former FDIC official.
Mobile and online P2P services offer banks and credit unions a competitive edge, and a new Aite report proves internal fraud is more damaging than most banks realize.
When it comes to fraud prevention, things are going to be different in 2011. It's clear that fraud in the United States has reached a tipping point, and financial institutions are at the center of it all.
Executives deal with risk all of the time, except that is, information technology risk. For many non-IT leaders in government and business, IT risk is outside their comfort zone. Oregon CISO Theresa Masse wants to change that.
While IT employment numbers may be lagging, there is strong hope within information security, which is emerging as the hot sector for career prospects in 2011.
Mobile banking and social networks are expected to pose new security threats in the payments space; and one small-business advocate says it's time for regulatory reform to solve the corporate account takeover problem.
Incidents such as the WikiLeaks disclosures and resulting fallout push leaders to redefine their data protection agenda for 2011 and think about their organizations' vulnerabilities.
Here's a New Year's resolution every banker can appreciate: In 2011, the industry must embrace a stronger dedication to investments in fraud-detection and prevention.
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