Aite's McNelley says financial institutions will have to partner with existing innovators and vendors that specialize in mobile commerce if they want to keep up.
"What's interesting is that the criminals are now using cryptographic technology to protect the card information they steal, and that's posing challenges for detection and law enforcement," says Jeremy King of the PCI Security Standards Council.
"As more channels connect to ACH, it will become the preferred route for banks to process transactions," says Steve Kenneally of the American Bankers Association.
Understanding the contact versus contactless variables for an implementation of EMV in U.S. is the first step, says Smart Card Alliance's executive director.
"Where mobile payments are concerned, I don't want to say banks will be taken to the cleaners, but I think that's where their biggest threat is," says Avivah Litan of Gartner.
How can you recognize the intent of your colleague and perhaps prevent him from manifesting as a true insider threat? Blogger Upasana Gupta provides the answer.
A two-year pay freeze isn't likely to hurt the government in hiring and retaining infosec pros. People often choose to work for the government for a higher cause, to play a vital role in protecting the national interest.
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